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Archives: 2017

Undocumented Workers Can Be A Big Issue

Are Undocumented Workers Covered Under Workers’ Compensation? A Business Insurance Update With all the talk these days about illegal immigration, we thought it might be good to answer a common question. That is, are undocumented workers covered under workers’ compensation?  According to the U.S. Department of Labor and Homeland Security, undocumented immigrants make up 3.2 percent of the United States' population.  The Federal Government requires...

How Prepared Are You?

Is Your Business Prepared For A Loss? Your business insurance can respond to many kinds of risks and losses.  Protecting your business from loss can mean the difference between having a great year, and having to close your doors.  According to the Insurance Information Institute, 30% of businesses that have a fire never re-open.  Therefore, it pays to have the right business insurance and to...

You Can Control Your Homeowner’s Insurance Costs

A Homeowner’s Insurance Update Many people think there is nothing they can do to control their cost of homeowner’s insurance.  Let us change your thinking. Everyone here at our agency works hard to find ways to keep our clients’ personal lines insurance as low as possible.  We understand how important having the right kind of homeowner’s insurance is.  We also understand that you want your...

We Think Of Insurance as a Promise

Business and personal insurance update Many people look at insurance as a commodity, like buying car or a piece of furniture.  Consequently, they become caught up in searching for the lowest price for the “product of insurance.”  Insurance is less of a commodity, and more of a promise or service. Promise vs. product Insurance is a promise from the insurer to cover your claim or...

Top Insurance Tips For 2017

Insurance Update As we begin a new year, one thing on most people’s “to do list,” is buying home insurance and auto insurance.  When it comes to personal insurance, you want to be adequately covered if you do have a claim, but you do not want to pay more than you should.  We recommend that you call us before your personal insurance policies renew, so...