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Archives: 2017

What Costs Less Than You Imagine and Provides Peace of Mind? Life Insurance.

What Costs Less Than You Imagine and Provides Peace of Mind?  Life Insurance.

Life Insurance It is safe to say everyone needs life insurance. While you can’t take it with you, you can leave financial obligation behind. Life insurance offers the best method of protecting your loved ones if you are gone. The good news is that life insurance rates are low and there are many different kinds of products from which to select.  One question we often...

Why Use an Independent Agent?

Why Use an Independent Agent?

It is hard to get away from all the advertisements stating that online insurance buying is the best way to get the personal insurance coverage you need.  Technology has given some insurers the ability to automate the process to the point where you, the buyer, take all the risk in determining your coverage.  The problem with this is that you are not fully able to...

Does Santa Claus Need insurance?

Does Santa Claus Need insurance?

Imagine that your entire business was focused on just one day out of the whole year?  You have to spend 364 days preparing for one single product distribution.  Do you think there might be just a little bit of stress—say around December 20?  If we attempted to present Santa with a business insurance proposal, he might say, “Who would sue Santa?”  If Santa were concerned...

Cyber Liability Insurance Can Help Your Business Recover

Cyber Liability Insurance Can Help Your Business Recover

Almost every business has a cyber liability exposure, and most businesses are securing some form of coverage to protect them from these types of threats.  A recent report by a leading insurance firm said that purchases of cyber insurance grew over 30% in the last year.  Did you know that an average business has a greater chance of having a cyber breach than it does...

How to Minimize Holiday Risks

A Personal Insurance Update November is here and that means the holiday season has started.  Over the next number of weeks, holiday activities will consume much of our time.  This is also the season when homeowners have insurance claims for fire, burglary, theft from vehicles, and even auto accidents. Now may be the best time to have us review your personal insurance in order to...