Property Insurance….Coverage Is King!
Posted: May 21, 2015
Most every business owns business property, and may also own the building in which you run your operations. Property insurance protects the physical assets your nonprofit owns – such as computers, office equipment, buildings, furniture, fixtures, and other property. Every business should have a comprehensive property insurance portfolio to respond to the many risks associated with property ownership. Property policies offer many unique kinds of...
Five Laws That Impact Your Business
Posted: April 27, 2015
Every business must follow federal, state and local laws. Failure to follow these laws can create risk and liability for your business. Your business insurance may respond to these depending on the claim or action brought as a result of failure to follow the law. Important business laws Employee Personal Records - As a business you may be required to make former and current employees’...
Risk Of A Fire Low… Risk Of A Cyber Attack High
Posted: March 19, 2015
Believe it or not, a small to medium sized business has a greater chance of having a cyber attack than it does of having a fire. While the headlines are filled with the most recent cyber attacks on large companies including Anthem Health, Sony, Staples, Home Depot and JP Morgan Chase, hackers also target businesses with less than 50 employees. According to Symantec, in 2013,...
Latest Trends In Commercial Auto Insurance
Posted: March 6, 2015
Recent studies have identified a correlation between auto accidents and increased auto premiums. While this is something that we all might have assumed, we now have definitive analysis. If you have an accident, you have a +75% chance of having an increase in your auto rates. If you have a second accident, your chance of an increased rate goes up to +93%. Some carriers may...
Artisan Contractors Insurance
Posted: February 10, 2015
Artisan Contractors Need The Right Kind of Insurance Construction projects depend on the special talent and skills of artisan contractors. Artisan contractors are part of our thriving economy. For many artisan contractors, the most cost effective and efficient way to obtain property and liability coverage is with a Business owners Policy (BOP) especially tailored to their needs. Contractor’s General Liability insurance is for residential and...