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Archives: 2015

Builder’s Risk Insurance Protects Your Investment

If you own a building, you buy commercial property insurance to cover possible loss or damage to your investment. Most commercial insurance policies have provisions that cover incidental construction or improvements to the building. If your business is involved in new construction or a remodel of your current building, you will want to consider a builder’s risk policy. Why You Need Builder’s Risk Insurance Property...

Umbrella Insurance 101

Many businesses and people are unsure what an umbrella policy is or what it covers. Partners Risk Services is here to help. We will explain the basics of Umbrella Insurance and the benefits to you and your business. When you are outside and there is a light rain or breeze you generally don’t need or want an umbrella. However, if it is pouring down rain...

Do You Want To Insure Your Home For Less Money

How To Save On Your  Homeowner’s Insurance Homeowner’s insurance typically covers you against fire, theft and other damage to your home and personal property. Homeowner’s insurance also covers your liability in case someone gets inured on your property. Everyone likes to save money on their homeowner’s insurance. But many people assume that saving money equals less coverage.  That is not so.  Here are some simple...

How Workers’ Compensation Is Designed To Work

Workers’ Compensation Insurance Workplace accidents occur every day in. Even if your business has an excellent safety program, people get injured.  Many times people who are injured at work need time to recover. Thankfully, there is workers’ compensation insurance to cover the medical and time loss costs. If an employee is injured on the job, employers are legally liable to the employee. Workers’ compensation will...

Has Your Business Changed? Partners Risk Services Can Help

Every business goes through changes including growth, new products or services, or equipment upgrades.  If your business has experienced any change it might be time to have business insurance and risk review. New Products Or Services If your business is providing new services or is selling new products it will be important to make sure your business insurance covers these changes. For example, if you...