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Archives: 2014

July 4th Safety Tips

Fireworks during the Fourth of July are as American as apple-pie, but did you know that two out of five fires reported on that day are started by fireworks, more than for any other cause? So you think it cannot happen to you? Here are a few facts: In 2013 over 9,000 people went to the emergency room as a result of fireworks related injuries....

Why Corporate Officers should be included on Workers’ Compensation Policies

Workers’ Compensation Insurance Almost every business needs, and is required to have, workers’ compensation insurance. Most states (with a few important exceptions) essentially require employers to purchase a workers’ compensation insurance policy to handle their statutory obligations to workers who are injured or made ill due to a workplace exposure. While owners and corporate offers can exclude themselves from coverage, there are benefits and reasons...

How to Reduce Theft at Construction Worksites

Business Insurance Can Provide a Solution Contractors and developers have a lot to worry about including cost overruns, subcontractor issues, state and local regulations and much more. Construction sites are frequently vandalized by the theft of machinery, equipment, tools and materials. If you have the right kind of business insurance, then you may be covered for such losses. Because job sites vary, each type of...

Do You Want Your Business To Be On The Cutting Edge ?

Keeping your business moving forward requires a lot of your attention. Every one of our clients wants their business to grow and to have their assets and resources protected. It is important to invest in tools and resources that will allow your business to thrive in 2014. Having the right kind of business insurance is important in making sure your assets are protected. In order...

Restaurants Are Filled With Risk

Do you own or manage a restaurant? Then you know that it is a great deal of work, but it can be very rewarding as well. There are risks that come with restaurants, and insurance is a good method of transfer. Here are a few common restaurant insurance issues you may want to better understand: Liquor Liability The single most important insurance coverage your restaurant...