The Importance of Replacement Cost Coverage
Posted: December 2, 2014
What Is Replacement Cost Coverage? Replacement cost coverage essentially means that the insurance company will replace the damaged or destroyed property with new property up to the policy limit, as long as it is with “like kind and quality”. This may seem simple, but it's not quite that simple in every case. If the value is not accurate, your loss may not be fully covered....
Top Election Issues for Small Businesses
Posted: November 5, 2014
Business Insurance and Elections With local and federal elections approaching we thought it would be good to identify a number of critical business issues that may have an impact on your Georgia commercial insurance and risk management program. Commercial insurance can protect your business from many unknown or unforeseen losses like costly litigation, fire, auto accidents, natural disasters and more. We are the leading provider...
Common Mistakes Made When Purchasing Insurance
Posted: October 2, 2014
There are a number of common mistakes some individuals and businesses make when it comes to purchasing insurance. Insurance is the product you buy in case the unexpected happens. Unfortunately, by the time you need it, it's too late to make sure you have the right type and amount of insurance coverage. Make sure you don't make the following mistakes while buying business insurance or...
When Is A Good Time To Increase Deductibles On My Auto Insurance?
Posted: September 9, 2014
We are all looking for ways to save money. Partners Risk Services works hard to offer the best combination of pricing and coverage to all our clients. We recommend that you review your Georgia auto insurance program annually to make sure your insurance is meeting your changing needs. Considering changes in deductibles should be part of this process. Increasing deductibles can reduce your premiums and...
How to Set Up a Safety Program
Posted: July 9, 2014
Developing a company wide safety program can be one of the best things you will do for your business. There are many benefits to your business including an engaged workforce, lower workers compensation costs, and reduced workplace injuries. Here is a simple overview of how to get a safety program started. STEP ONE- Make sure all managers and owners are one hundred percent behind establishing...